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Payon Group
The DentiCare powered by Payon clinical and leadership team smiling together in a bright, modern practice

Built through more than two decades of payments experience.

Payon Group brings together established businesses across healthcare payments, financial services, digital engagement, capital resources and fintech solutions.

Experience
23 Years
Annual transactions
$620M+
Locations
Singapore, Sydney, Gold Coast, Kuala Lumpur, Manila, Bangkok

The Group

Six businesses.
One ecosystem.

Each company has a defined role. Together they cover the full life of a payment — from origination to capital and technology — built over more than two decades of operating experience.

A dentist showing a young patient and her parents a dental model in a bright, modern clinic

Our story

Built from the ground up since 2003.

What started as a single payment solution for dental practices has grown into a six-company group spanning payments, technology, funds management and fintech development.

The same leadership team that founded DentiCare powered by Payon runs the group today. That continuity — of people, standards and accountability — is the structural advantage no competitor can replicate.

Founded

2003

Headquarters

Sydney, NSW

Licence

AFSL & ACL 509400

The group in numbers

Two decades of operating experience. The numbers reflect it.

Payon Group was built slowly, deliberately, and from operational reality — not from capital raises or venture cycles. Every number below is live, not modelled.

$620M+

Annual transaction volume

Processed across the DentiCare powered by Payon network every year — not projected, not forecast. Running now.

2,100+

Active healthcare practices

Dental, specialist and allied health providers across Australia rely on the Payon platform every day.

23 years

Operating history

Founded in 2003. The same leadership team that started the business still runs it today.

6

Operating companies

Payments, capital, technology and global expansion — each with a defined role inside a single ecosystem.

Payon Group · Sydney & Singapore · Est. 2003

About the group

Leadership

One leadership team. Six companies.

David Cathie, Chairman & Managing Director of Payon Capital

David Cathie

Chairman & Managing Director

Co-founder of DentiCare in 2003, with more than 24 years of executive leadership across healthcare and medical sectors in Australia, New Zealand and Southeast Asia. David has played a central role in developing the broader Payon ecosystem, which now manages more than $620M in annual payment-plan transactions. His focus spans strategic leadership, regulatory compliance, privacy, data security and continued fintech development.

Ghafur Barchia, Director & CFO of Payon Capital

Ghafur Barchia

Director & CFO

A Chartered Accountant who first became involved with DentiCare as a strategic adviser in 2014, became CFO in 2022 and Director of Payon Capital in 2026. His experience spans accounting, taxation, mergers and acquisitions, capital raising, funds management, private equity, corporate governance, capital efficiency and risk management.

Charles Smith, Director & Fund Manager of Payon Capital

Charles Smith

Director & Fund Manager

Joined DentiCare in 2021 and holds a Bachelor of Commerce majoring in Accounting and Finance. His role spans financial reporting, investment-focused analysis, governance and the financial insight required to support continued growth and scale.

Jessica Pearse, Chief Product Officer of Payon Capital

Jessica Pearse

Chief Product Officer

Holds a Master of Financial Technology from UNSW and leads product development across regulated financial technology and payments. Her remit includes regulated consumer lending, multi-rail payment orchestration, payment-facilitator capability, credit assessment, identity verification, AML/CTF controls, product strategy, and technology and commercial delivery.

Tony Jensen

General Manager

General Manager at Payon Group, overseeing day-to-day operations across the group’s payment and lending businesses.

Mark Wilfred

Chief Technology Officer

Chief Technology Officer at Payon Group, responsible for the technology platform underpinning the group’s payments and fintech infrastructure.

Contact

Tell us who you are.
We'll route it.

Payon Group comprises six separate companies. Rather than a generic inbox, we route every enquiry to the team best placed to respond. Choose the description that fits you and we'll take it from there — one message is all it takes.

Where your message goes

Payon Global

New industry partners

Vertical expansion, new market deployment and merchant services.

Payon Capital

Wholesale investors

Eligible wholesale investor enquiries and fund information.

Payon BNPL

Dental, health, beauty & wellness

Industry-specific payment-plan solutions and partner enquiries.

DentiCare powered by Payon

Dental & orthodontic practices

Payment plans, patient finance and practice administration.

Payon Card Services

Merchants

Mastercard & Visa merchant services and card-acquiring enquiries.

Techyon

Integration & partnerships

Platform access, API integration and fintech partnerships.

General enquiries
info@payon.com.au
Headquarters
Sydney, NSW, Australia
Licences
AFSL & ACL 509400